We’ve received several reports that our credit card customers have been receiving calls from scammers claiming to be from 1st Financial Bank USA and asking them to provide certain account information to enable the caller to verify recent activity on their account. While we may call you to verify recent activity on your account, we will never ask you for the number, expiration date, or security code printed on your card or other personal or sensitive information. If you receive a call from someone who claims to be from 1st Financial Bank USA and asks for this information, just hang up and call us at 1-800-733-1732. Our office hours are Monday through Friday between 8:00 a.m. and 8:00 p.m. (Central Time) and Saturday between 8:00 a.m. and 5:00 p.m. (Central Time) excluding Federal holidays.

1st Financial Bank USA Visa Gold Card

Helping students build credit for over 30 years

"It made me feel more secure and mindful of my purchases."
- Leila
"I used it to fill up my gas tank! I love that I am building my credit at a young age."
- Brooke
"I was able to use my credit card for extra food and supplies at college."
- Marc

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Our Mission

At 1st Financial Bank USA, it's our mission to provide our customers with the financial tools they need to reach lifelong goals.