Checking and Savings

Checking and Savings

Find accounts to fit the everyday and future needs of you and yours.

Which type of account are you looking for?

Checking

We offer checking accounts with Free Online Banking, , , and more. Students who are 23 or younger and seniors over 60 receive additional benefits.

Savings & Money Market

We offer savings and money market savings accounts with Earned Interest, Free Online Banking, , E-Statements, Auto Transfers, and more.
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Certificates of Deposit

CDs are available to consumers and businesses with terms from 90 days up to 5 years at fixed competitive rates.
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Individual Retirement

Traditional, SEP, and Roth IRAs are available.
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Take us with you

Download the 1FB Community Banking mobile app.

Apple app store Google play Member FDIC
Mobile app on phone

Remote Deposit Capture

Remote Deposit Capture will allow you to take a picture of a check with any mobile device and deposit it directly to your 1st Financial Bank USA account.

  • Enroll through our mobile app.
  • Choose your checking or savings accounts for the deposit.
  • Save a trip to the bank to deposit a check.
  • It's fast, easy, and secure.

Bill Pay

Bill Pay will allow you to pay your bills from your checking account all in one place.

  • Enroll through online banking to begin using Bill Pay Online or through your Mobile App.
  • Send Gift Payments.
  • Send Person to Person Payments through email, text or direct deposit.
  • Pay all of your bills online or through the mobile app.
  • Schedule payments.

Compare 1st Financial Bank USA Checking Accounts
  Standard Checking NOW Checking Student Checking Senior Checking
Minimum Opening Balance $100 $1,000 $100 $100
Earns Interest        
Online Banking        
ATM/Debit Card        
Remote Deposit Capture        
No Minimum Balance Fees        
Auto Transfers