--- title: 1FBUSA - Community Banking - Lending description: 1st Financial Bank USA Community Bank offers consumer, business, and agricultural loans to help achieve your financial goals. image: https://staging.1fbusa.com/hubfs/Bank%20Site/checking_lending_banner.jpg --- # Lending You have financial goals. We help you achieve them. ## Which describes the type of loan you are looking for? ### Consumer Whether you're in search of a new home to settle down or an RV to adventure the country, we can help. Ask us about our Home, Auto, RV, and Boat Loans options today. [Contact Us](https://staging.1fbusa.com/banking/contact?hsLang=en) ### Business We're in the business of helping your business. Ask us about Business Loan options today. [Contact Us](https://staging.1fbusa.com/banking/contact?hsLang=en) ### Agricultural We understand your needs. Ask us about our Agricultural Loan options today. [Contact Us](https://staging.1fbusa.com/banking/contact?hsLang=en) ### Take us with you Download the 1FB Community Banking mobile app. [![Download on the App Store](https://staging.1fbusa.com/hubfs/Bank%20Site/appStoreBadge_apple.png)](https://apps.apple.com/us/app/1fb-community-banking/id1494961544?ls=1) [![Get it on Google Play](https://staging.1fbusa.com/hubfs/Bank%20Site/appStoreBadge_google.png)](https://play.google.com/store/apps/details?id=com.firstfbusa.grip) ![Member FDIC](https://staging.1fbusa.com/hubfs/Bank%20Site/fdic_equal_housing_lender.png) © 2001-2024 1st Financial Bank USA. **Download the 1FBUSA Community Banking Mobile App today!** [![](https://staging.1fbusa.com/hs-fs/hubfs/Bank%20Site/appStoreBadge_apple.png?width=150&name=appStoreBadge_apple.png) ](https://apps.apple.com/us/app/1fb-community-banking/id1494961544?ls=1) [![](https://staging.1fbusa.com/hs-fs/hubfs/Bank%20Site/appStoreBadge_google.png?width=150&name=appStoreBadge_google.png) ](https://play.google.com/store/apps/details?id=com.firstfbusa.grip) × ## Compare 1st Financial Bank USA Checking Accounts |   | Standard Checking | NOW Checking | Student Checking | Senior Checking | | --- | --- | --- | --- | --- | | Minimum Opening Balance | $100 | $1,000 | $100 | $100 | | Earns Interest |   | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) |   |   | | Online Banking | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | | ATM/Debit Card | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | | Remote Deposit Capture | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | | No Minimum Balance Fees |   |   | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | | Auto Transfers | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ![](https://staging.1fbusa.com/hubfs/Bank%20Site/check_mark.jpg) | ## Do you have questions or want to open an account? [Contact Us](https://www.1fbusa.com?hsLang=en) × ## Remote Deposit Capture Remote Deposit Capture will allow you to take a picture of a check with any mobile device and deposit it directly to your 1st Financial Bank USA account. - Enroll through our mobile app. - Choose your checking or savings accounts for the deposit. - Save a trip to the bank to deposit a check. - It's fast, easy, and secure. × ## Bill Pay Bill Pay will allow you to pay your bills from your checking account all in one place. - Enroll through online banking to begin using Bill Pay Online or through your Mobile App. - Send Gift Payments. - Send Person to Person Payments through email, text or direct deposit. - Pay all of your bills online or through the mobile app. - Schedule payments. × ## Community Bank ATMs | Sparky's Cafe 117 North Main St. Isabel, SD 57633 Farmers Union Oil Co. 507 W 1st St. Faith, SD 57626 Farmers Union Oil Co. Hwy 212 Dupree, SD 57623 | 1st Financial Bank USA 331 Dakota Dunes Blvd Dakota Dunes, SD 57049 Graham's Grill and Pub 201 Tower Road Dakota Dunes, SD 57049 Miller Liquor 101 Military Road North Sioux City, SD 57049 | | --- | --- |   × ## External Link Warning By clicking this link, you will leave 1FBUSA and enter another site that is not controlled by us. We are not responsible for the privacy practices and security of that site. You are encouraged to review the privacy policy of this other site before providing any personal information. Are you sure you want to leave? × ## External Link Warning By clicking this link, you will leave 1FBUSA and enter another site that is not controlled by us. We are not responsible for the privacy practices and security of that site. You are encouraged to review the privacy policy of this other site before providing any personal information. Are you sure you want to leave?